Trax Credit Union

About Us

Since 1935, Trax Credit Union (formerly Railroad & Industrial Federal Credit Union) in Tampa Bay has been a member-owned, not-for-profit financial institution. In 1935, 14 Railroad employees met in Tampa and decided to charter the credit union. Over time, the original $70 in assets has grown to over $400 million in assets, over 40,000 members and many locations!

Not only can you visit an office, we offer a fully functional mobile banking platform, including a responsive design website, Apple® app, and Google Play app. We believe the founders would be pleased to know that Trax Credit Union has remained true to their founding values of service to employees by offering a place where employees can conveniently and consistently conduct their banking to save and borrow money safely. We're better than a bank, we're a credit union!
The Value of Membership
Trax Credit Union is not a publicly traded company. We answer to our members. The credit union is a financial institution that shareholders can trust and where they will always experience the best value and the best service.

Our Mission
The mission of the credit union is to enrich the lives of our members by providing quality financial services within the credit union philosophy of people helping people while maintaining a strong financial foundation.

President's Message
At Trax Credit Union we want to be your trusted financial partner, focused on your financial well being. Our goal is to provide the highest level of shareholder service in the Tampa Bay area.